The Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme launched by the Government of India in 2015 to provide affordable housing to the economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG) in urban and rural areas. The PMAY scheme aims to build 20 million affordable houses by 2022.
If you have applied for the PMAY scheme, you can check your PMAY status by application ID online. In this article, we will provide you with a step-by-step guide to check your PMAY status and also highlight the benefits of the PMAY scheme.
Step 1: Visit the PMAY official website
To check your PMAY status, you need to visit the official website of the Pradhan Mantri Awas Yojana – pmaymis.gov.in.
Step 2: Click on ‘Track Your Application Status
Once you are on the PMAY website, you need to click on the ‘Track Your Application Status’ link, which is located under the ‘Citizen Assessment’ tab.
Step 3: Select the appropriate option
On the next page, you need to select the appropriate option based on your PMAY application type – either ‘By Name, Father’s Name & Mobile No.’ or ‘By Assessment ID.’
Step 4: Fill in the required details
If you select ‘By Name, Father’s Name & Mobile No.’ option, you need to enter your name, father’s name, mobile number, and the captcha code displayed on the screen. If you select ‘By Assessment ID’ option, you need to enter your assessment ID and the captcha code.
Step 5: Click on ‘Submit’
After entering the required details, click on the ‘Submit’ button to check your PMAY status.
Step 6: View your PMAY status
On the next page, you will be able to view your PMAY status, which will display whether your application has been approved, rejected or is still under process.
Benefits of PMAY Scheme
The PMAY benefits are several to the beneficiaries, such as:
- Affordable Housing: The PMAY scheme aims to provide affordable housing to the EWS, LIG, and MIG sections of society, which will enable them to own a house and improve their standard of living.
- Subsidized Interest Rates: The PMAY scheme provides subsidy on home loan interest rates for the EWS, LIG, and MIG categories, which makes housing loans more affordable for them.
- Tax Benefits: The beneficiaries of the PMAY scheme are eligible for tax benefits under Section 80C and Section 24 of the Income Tax Act, which can help them save money on taxes.
- Women Empowerment: The PMAY scheme provides special benefits to women who are the co-owners or sole owners of the house, which helps in promoting women empowerment.
- Environmental Benefits: The PMAY scheme promotes the use of eco-friendly construction techniques and materials, which helps in reducing the environmental impact of construction activities.
Conclusion
The PMAY scheme is a revolutionary initiative by the Government of India to provide affordable housing to the EWS, LIG, and MIG categories of society. By following the above step-by-step guide, you can easily check your PMAY status by application ID online. The PMAY scheme offers several benefits to the beneficiaries, such as affordable housing, subsidized interest rates, tax benefits, women empowerment, and environmental benefits. If you are eligible for the PMAY scheme, you should definitely apply for it and avail its benefits.
